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Understanding Workers' Compensation Fundamentals Workers' compensation insurance provides no-fault coverage for employees who sustain work-related injuries or develop occupational illnesses. The system operates on a straightforward principle: employees receive guaranteed benefits for workplace injuries without needing to prove employer negligence,

Understanding Workers' Compensation Fundamentals Workers' compensation insurance provides no-fault coverage for employees who sustain work-related injuries or develop occupational illnesses. The system operates on a straightforward principle: employees receive guaranteed benefits for workplace injuries without needing to prove employer negligence,